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New York City got its first tiny forest, planted on Roosevelt Island on April 6. AdvertisementVolunteers and supporters gather in Southpoint Park on Roosevelt Island for a ceremony before planting a pocket forest on April 6, 2024. AdvertisementSharon Bean volunteered at the pocket forest planting in honor of her sister, Kat Livingston, an avid gardener who died of cancer in January. SUGi has created pocket forests in 42 cities on six continents since 2019 — the Roosevelt Island forest is the group's 200th. AdvertisementThe tiny forest, also known as the Manhattan Healing Forest, sits at the southern end of Roosevelt Island.
Persons: Akira Miyawaki that's, Elise Van Middelem, Eliza Relman, Curtis Zunigh, Jerry Nadler, Franklin D, Roosevelt, Sharon Bean, Kat Livingston, Judith Berdy, she's, Berdy, Christina Delfico's, Delfico, Van Middelem, We've, SUGi, Bean, Tayana Panova, Panova, Olivia MacDonald Organizations: Service, York, Volunteers, New, Lunatic Asylum, Lenape Center, Manhattan Healing, Navajo Nation, New York Times Locations: York City, Roosevelt, Japanese, New York, Park, Dutch, British, Welfare, Manhattan, New York State, London, Syracuse , New York, New Mexico
Medicare can start covering certain weight loss drugs for the first time — as long as they are approved for an added health benefit, the Centers for Medicare and Medicaid Services said Thursday. Medicare prescription drug plans administered by private insurers, known as Part D, currently cannot cover those drugs for weight loss alone. A provision of a 2003 law established that Medicare Part D plans can't cover drugs used for weight loss, but the program does cover obesity screening, behavioral counseling and bariatric surgery. A CMS spokesperson told CNBC last week that Medicaid programs would be required to cover Wegovy specifically for its new cardiovascular use. Around 1 in 5 state Medicaid programs currently cover GLP-1 drugs for weight loss.
Persons: Ozempic, Eli Lilly Organizations: Novo Nordisk, Medicare, Centers, Services, Drug, Food and Drug Administration, CVS, Aetna, International Foundation of Employee, CNBC, FDA Locations: London, Britain, U.S
The blockbuster drug — one of a handful of weight loss treatments to skyrocket in popularity over the last year — is now approved in the U.S. for heart health, too. The spokesperson added that state Medicaid programs would be required to cover Wegovy for its new cardiovascular use. But Gremminger said the standard of care for the long-term use of weight loss drugs is "in flux." State employees will no longer have insurance coverage for GLP-1s when used for weight loss at the beginning of next month. Both drugmakers have launched programs to help patients, with or without commercial insurance coverage, afford their weight loss treatments.
Persons: Klesty, John Crable, Wegovy, Jaime Almandoz, Joe Buglewicz, Shawn Gremminger, Hartley, Gremminger, Dale Folwell, We've, Folwell, Phelan M, Eli Lilly, Ceci Connolly, Julie Stich Organizations: Reuters, Novo Nordisk, CNBC, Medicare, Services, FDA, CVS, Aetna, International Foundation of Employee, Drug Administration, University of Texas Southwestern Medical Center, Washington Post, Getty, National Alliance of Healthcare, Taft, Nordisk, Nordisk's Ozempic, GOP, Carolina, Republican Governors Association, AP, Alliance of Community Health, U.S . Health, IFEBP, BMI Locations: U.S, Novo, Dallas, North Carolina, Orlando , Florida
That’s because more employers are providing fertility benefits to their workers, opening up the costly procedure to many more Americans. However, most employers place limits on IVF coverage. The share of employers providing fertility benefits has likely increased since 2022 for several reasons, said Julie Stich, the foundation’s vice president of educational content. Some employers are providing fertility coverage to prevent these situations. Alabama decisionDespite the Alabama ruling, employers are not likely to drop their fertility benefits since they are important for talent acquisition and retention, said Kate Ryder, founder and CEO of Maven Clinic, which works with employers and health plans to provide fertility and family building programs, among other services.
Persons: CNN —, it’s, Mercer, Julie Stich, “ There’s, , Stich, Kate Ryder, there’s, ” Ryder, Harvey Cotton Organizations: CNN, CNN — Alabama’s, International Foundation of Employee, of Columbia, Maven Clinic, Ropes & Gray Locations: Alabama
If there is a recession in the United States this year, it probably won’t be because consumers spontaneously run out of spending power. I’ve put together five charts that show that consumers are in reasonably good shape, although life is getting harder for the most vulnerable groups. Households aren’t “the place to look for economic weakness,” Michael Pearce, the deputy chief U.S. economist for Oxford Economics, a forecaster, told me last week. The personal saving rate fell in December to 3.7 percent of disposable personal income, which except for a dip in 2022 was the lowest since 2008. “In 2023 consumers were still on average somewhat better off financially than they were in 2019, but the trend is negative,” the Consumer Financial Protection Bureau wrote in a December report.
Persons: I’ve, ” Michael Pearce, , Mike Croxson Organizations: Oxford Economics, Consumer Financial, Bureau, National Foundation, Credit Locations: United States
With consumer prices still rising due to higher inflation, there is one way to save money that you may be overlooking: raising your credit score. Increasing your score from fair (580 to 669) to very good (740 to 799) may help you save $22,263 over the life of your credit and loans, according to a new LendingTree study. Overall, consumers stand to save an extra $92 per month, LendingTree estimates, based on four common debt types: auto loans, credit cards, mortgages and personal loans. "There is little in life that's more expensive than crummy credit," said Matt Schulz, chief credit analyst at LendingTree. "It's a big deal, especially when you consider what else you could do with that extra money," Schulz said.
Persons: LendingTree, Matt Schulz, Schulz, Bruce McClary, McClary Organizations: LendingTree, Finance, Social Security, National Foundation, Credit
Many U.S. companies are grappling with health insurance coverage issues for workers when it comes to GLP-1 drugs for weight loss. Still, many benefits experts say it's a matter of when, not if, more employers will cover GLP-1 drugs. Certainly, prescription volumes of GLP-1 weight loss drugs are soaring. Even though GLP-1 drugs are high-priced, they currently represent only 6.9% of annual claims, according to data from the International Foundation of Employee Benefit Plans. It's going to be harder and harder not to cover these drugs because the benefits seem to be so great."
Persons: Eli Lilly, there's, Julie Stich, Eli Lilly's, Greg Stancil, you've, Stancil, somebody's, James Wantuck, " Stich, Brian O'Connell, O'Connell, Wantuck, Krutika Amin, Amin Organizations: U.S, Nordisk, International Foundation of Employee, Novo Nordisk, Tufts Medical, Medicare, Healthy Aging, Scott Benefit Services, Employers, Accolade, BMI, International Foundation of, Medicaid — Locations: U.S, KFF, North Carolina, GLP, Novo
Some bills would bar financial institutions from discriminating against those who refuse to participate in DEI programs. Meanwhile, Democrats have filed about two dozen bills in 11 states that would require or promote DEI initiatives. The Supreme Court’s June decision ending affirmative action at universities has created a new legal landscape around diversity programs in the workplace and civil society. Rob Standridge, who has authored four bills aiming to hollow out DEI programs in the state, said it has become a salient campaign theme. In a 2023 report, White said Mississippi’s public universities are spending millions on DEI programs instead of student scholarships.
Persons: JACKSON, Republican Oklahoma Sen, Rob Standridge, Standridge, , Trump, ” Mike Gonzalez, Josiah Magnuson, ” Magnuson, Kevin Stitt, it’s, Sen, Marko Liias, Liias, Ron DeSantis, , Shad, White, Becky Currie, Currie, Spencer Cox, Cox, Robin Vos, Jonathan Butcher, ” Butcher, Fentrice, ” Driskell, Trisha Ahmed, David Lieb, Hannah Schoenbaum, Todd Richmond, ___ Michael Goldberg Organizations: Republican, Associated, Democratic, Republican Oklahoma, Heritage Foundation, Rep, Republican Gov, Oklahoma State Regents, Higher Education, , Washington, Utah Gov, The Heritage Foundation, Democratic House, Associated Press, America Statehouse News Initiative, America Locations: Miss, Washington, South Carolina, Oklahoma, Florida, Texas, Mississippi, Wisconsin, Minneapolis, Jefferson City , Missouri, Salt Lake City, Madison , Wisconsin
A combination of inflation, increased interest rates, and the end of pandemic-tied relief, such as the moratorium on student loan payments, has led to record credit card debt, experts say. A recent report from credit rating company Moody’s found credit card delinquencies are now well above 2019, or pre-pandemic levels. If you're facing increased credit card debt, while feeling the ongoing effects of inflation, here's what to consider:ASK FOR A RATE CUTPhotos You Should See View All 45 ImagesOne of the first things you should do is ask your credit card company to lower your rates. While the Federal Reserve signaled Wednesday that its first interest rate cut is likely months away, the average credit card interest rate is already far and away higher than the rate set by the Fed. PAY OFF HIGHER-INTEREST DEBT FIRSTKnown as the “avalanche approach,” paying off debt that accumulates interest more quickly will always be more efficient than paying off lower-interest debt first.
Persons: Moody’s, Silvio Tavares, , Kia McCallister, Charles Schwab Organizations: , Federal Reserve, ASK, Fed, National Foundation, Credit, nfcc.org, Federal Trade, Public, Bureau of Labor Statistics, Consumer Federation of America, America, Associated Press, Charles, Charles Schwab Foundation, Inc, AP Locations: realtor.com
Fg Trade | E+ | Getty ImagesYour employer may have its own policyAround nine out of 10 U.S. companies offer bereavement leave, according to the International Foundation of Employee Benefit Plans. Adam Lister | Moment | Getty ImagesThe leave companies provide tend to vary based on who in your life has died. The average for an immediate family member was around five days, compared to roughly one day for a close friend, IFEBP found. Some states offer bereavement leaveIn the absence of a federal bereavement leave policy, some states have established their own program or are trying to do so. A California law guarantees most employees five days of bereavement leave following the death of a family member.
Persons: Julie Stich, Stich, Johnson, Adam Lister, IFEBP, they've, " Stich Organizations: International Foundation of Employee Locations: U.S, California, Illinois
Still, experts on wartime politics and a Ukrainian election watchdog said Zelenskyy's decision to delay the election makes sense. Insider examined three key questions relating to Ukraine's wartime election season. AdvertisementAdvertisementUkrainian leadership must extend martial law every 90 days, and Zelenskyy just signed bills extending martial law until February 14, 2024. AdvertisementAdvertisementOverall, Erben and Kobakhidze wrote, Ukraine's laws correctly recognize that a free and fair wartime election is implausible. Zelenskyy had harsh words on Monday for anyone urging Ukraine to hold a wartime election.
Persons: Volodymyr Zelenskyy, he's, , South Carolina Sen, Lindsey Graham, Zelenskyy, Opora, Peter Erben, Helmut Norpoth, Norpoth, Erben, Gio Kobakhidze, IFES, Kobakhidze Organizations: Gallup, Service, Washington Post, curfews, The International Foundation, Electoral Systems, Stony Brook Locations: Ukraine, Kyiv, South Carolina, Russia, Ukrainian, Europe, Stony, Russian, Moscow
The situation is not yet fully resolved, and it’s unclear just how many banks were affected, although Bank of America, Chase and US Bank have confirmed they are among them. That would include an overdraft fee from your bank if a payment was made from your account before an expected deposit showed up. But if it’s not, contact your bank and let them know the situation needs to be corrected. You also want to avoid a late fee or penalty interest from a creditor if your payment got delayed. “The key is providing verifiable documentation that the delay was not your fault.”At the moment it’s not clear whether or how every affected bank is notifying their customers.
Persons: , Bruce McClary, ” McClary, Thomas Kelly, it’s, McClary, you’re, — CNN’s Matt Egan Organizations: New, New York CNN, Bank of America, Chase, US Bank, National Foundation, Credit, JPMorgan Chase, Consumer Financial Protection Bureau Locations: New York,
9 Moves to Help You Pay Off Credit Card Debt
  + stars: | 2023-10-31 | by ( Kerri Anne Renzulli | ) www.wsj.com   time to read: +14 min
More than half of all Americans are currently aren’t managing to pay their credit card bills in full each month, J.D. Power found recently, helping explain why we now owe a record $1 trillion in credit card debt. Request an interest rate reductionCall each of your credit card issuers and ask for a lower APR, advises Todd Christensen, education manager with Debt Reduction Services, a nonprofit debt counseling agency. Work with a nonprofit credit counseling agencyIf you’re struggling to make the minimum credit card payment required each month or already behind, reach out to a nonprofit credit counseling service for assistance. These organizations, typically members of the Financial Counseling Association of America or the National Foundation for Credit Counseling, will review your finances and credit card debt to help you better manage your budget and repayments.
Persons: Kerri Anne Renzulli, Power, you’ve, You’ll, Experian, Beverly Harzog, , Todd Christensen, John Ulzheimer, you’ll, you’re, Bruce McClary, Says Organizations: Mint, Debt, Surveys, TK, nab, Consumer Financial, Financial, Association of America, National Foundation, Credit, Credit Counseling Locations: FICO
Credit counseling: You're required to complete two credit counseling courses if you file a Chapter 7 or Chapter 13 bankruptcy. Chapter 7 bankruptcy: Often referred to as "liquidation" bankruptcy, Chapter 7 bankruptcy involves the sale of a debtor's non-exempt assets by a trustee. Often referred to as "liquidation" bankruptcy, Chapter 7 bankruptcy involves the sale of a debtor's non-exempt assets by a trustee. Chapter 11 bankruptcy: Chapter 11 bankruptcy allows corporations, partnerships, and certain individuals to restructure their debts while maintaining operations. Bankruptcy filing cost frequently asked questionsWill it hurt your credit to file for bankruptcy?
Persons: Adrienne Hines, You've, Hines, Will, you've Organizations: United, Courts, National Foundation, Credit Counseling, American Bar Association Locations: Ohio, Chevron
Police officers stand guard at the Constitucion square, ahead of Sunday's presidential election, in Guatemala City, Guatemala August 19, 2023. Guatemalans now represent the largest number of Central Americans seeking to enter the United States. "I hope that everything is calm, that democracy wins, that there is no fraud or political issues ... and that our country gets ahead more than anything," said Ardem Villagran, 58, a merchant in Guatemala City. Outgoing President Alejandro Giammattei has vowed to ensure an orderly vote and transition of power. Reporting by Cassandra Garrison in Guatemala City, additional reporting by Herbert Villarraga; Editing by Drazen Jorgic and Cynthia OstermanOur Standards: The Thomson Reuters Trust Principles.
Persons: Pilar Olivares, Bernardo Arevalo, Sandra Torres, Arevalo, Ardem Villagran, Alejandro Giammattei, Engel, Eladio Loizaga, Eric Olson, Olson, Cassandra Garrison, Herbert Villarraga, Drazen Jorgic, Cynthia Osterman Organizations: REUTERS, GUATEMALA CITY, Central, U.S . State Department, of American States, OAS, Seattle International Foundation, Thomson Locations: Guatemala City, Guatemala, GUATEMALA, United States, June's, Central America, U.S
CNN —When you go to get your newly updated Covid-19 booster this fall, you might want to choose the arm the vaccine goes in carefully. The immune response may be stronger if your booster goes in the same arm as your last Covid-19 shot, according to a study published August 11 in the journal eBioMedicine. The immune response may be stronger if a Covid-19 booster goes in the same arm as your last shot, a new study suggests. Two weeks after the booster, the number of “killer T cells” was significantly higher in those who had both shots in the same arm, according to the study. This study made Schaffner think about this fall, when he will get vaccines for respiratory syncytial virus, known as RSV, and influenza as well as a Covid-19 booster.
Persons: Martina Sester, Scott Olson, Laura Ziegler, , , William Schaffner, Schaffner Organizations: CNN, of Infection, Saarland University Hospital, Saarland University, Vanderbilt University Medical Center, National Foundation for Infectious Diseases, American Cancer Society, National Institutes of Health Locations: Germany, Nashville
There is likely a long way to go before the U.S. sees increased insurance coverage for obesity drugs. While the trial results demonstrate that obesity drugs may have significant health benefits beyond shedding unwanted pounds, organizations representing U.S. insurers emphasized that the data is still preliminary. "Health insurance providers will continue to analyze new evidence as it becomes available," he added. Ceci Connolly, CEO of the Alliance of Community Health Plans, acknowledged the promise of the data but said "outrageous prices should give everyone pause." The organization represents regional, community-based health plans that cover more than 18 million Americans across the U.S.
Persons: Jim Vondruska, Wegovy, Eli Lilly, David Allen, Ceci Connolly, Jared Holz, It's, Debra Tyler's, Joe Buglewicz, Eduardo Grunvald, George Frey, UCSD's Gunvald, Eli, Ethan Lazarus, Lazarus Organizations: Reuters Novo Nordisk, Novo Nordisk, America's Health, Alliance of Community Health, U.S, Drugs, Pfizer, Medicare, CVS, Aetna, CNBC, Washington Post, Getty, UCSD Health's Center, International Foundation of Employee, University of Texas System, UTS, Novo, Reuters, Obesity Medicine Association, New England, of Medicine Locations: Chicago , Illinois, U.S, Mizuho, Killingworth, Conn, Texas
[1/2] The entrance to the Sandy Hook Permanent Memorial on the 10th anniversary of the shooting at Sandy Hook Elementary School in Newtown, Connecticut, U.S., December 14, 2022. REUTERS/David 'Dee' Delgado/File PhotoAug 3 (Reuters) - A federal judge on Thursday rejected a gun rights group's challenge to an assault weapons ban the state of Connecticut adopted after a gunman in 2012 killed 20 children and six educators at Sandy Hook Elementary School in Newtown. The National Association for Gun Rights (NAGR) filed a lawsuit in September, arguing the 2013 ban violated the right to bear arms under the U.S. Constitution's Second Amendment, citing a major U.S. Supreme Court ruling last year that expanded gun rights. But U.S. District Judge Janet Bond Arterton in New Haven in a 74-page ruling rejected those claims, saying the group failed to establish that assault weapons and large capacity magazines are commonly bought and used for self-defense. Arterton, an appointee of former Democratic President Bill Clinton, cited "persuasive" evidence by the state that assault weapons are instead more often sought out for their militaristic characteristics and are often used in crimes and mass shootings.
Persons: David, Dee, Delgado, NAGR, Janet Bond Arterton, Bill Clinton, William Tong, Hannah Hill, Nate Raymond, David Gregorio, Bill Berkrot Organizations: Sandy, Sandy Hook Elementary, REUTERS, National Association for Gun Rights, U.S, Supreme, New York, Democratic, National Foundation for Gun Rights, Thomson Locations: Newtown , Connecticut, U.S, Connecticut, Sandy, Newtown, New Haven, Bruen, Boston
Atlanta single father Jon had his son Theo after a decade of saving and strategizing with employer benefits and advocacy group help. "I worked for a decade to make this family happen," the Atlanta-based single father said. His company didn't initially offer fertility benefits for men. "The tech sector and the financial services sector have been very proactive in offering fertility benefits," said Anthony Brown, an attorney and manager of client services at Circle Surrogacy. The tech sector and the financial services sector have been very proactive in offering fertility benefits.
Persons: Jon, Theo, Jon G, Rebecca Willman, didn't, Anthony Brown, Brown Organizations: International Foundation of Employee Locations: Atlanta, U.S
The sun sets behind power lines near homes during a heat wave in Los Angeles, Sept. 6, 2022. As millions of Americans across the country grapple with scorching heat, experts are offering tips for saving money amid record-breaking temperatures. Despite falling inflation, electricity prices remain elevated with a 5.9% annual increase in May, according to the U.S. Bureau of Labor Statistics. This summer, Americans are expected to pay about 2% more for electricity compared with last year, the U.S. Energy Information Administration predicts. With lingering triple-digit temperatures in some parts of the country, here are some of the best ways to save on cooling expenses, according to experts.
Persons: Bruce McClary, McClary Organizations: U.S . Bureau of Labor Statistics, U.S . Energy, Administration, National Foundation, Credit, Finance Locations: Los Angeles, U.S
Eighty-two percent of American adults had a credit card in 2022, according to the U.S. Federal Reserve. Benefits to having more than one credit cardHowever, there can be drawbacks to having just one credit card. In addition, having a second credit card, or more, can help build a person's credit utilization ratio, said Curtis, founder and CEO of Curtis Financial Planning. Credit utilization is an important determinant in one's credit score and having one that's too high can reduce your score. Having more than one card raises one's overall credit limit, and with responsible use, can reduce one's credit utilization ratio.
Persons: Jose Luis Pelaez, Ted Rossman, Strong, cardholders, Bruce McClary, McClary, Rossman, Cathy Curtis, Curtis, Xavier Lorenzo, Cardholders Organizations: Jose Luis Pelaez Inc, CreditCards.com, Consumer Federation of America, U.S . Federal, National Foundation, Credit, Mastercard, Curtis, Curtis Financial
watch nowWhy gay male couples face higher costsAlon Rivel, left, with his family. Gay male couples typically face a more expensive journey, as surrogacy or adoption are their primary choices. Employer fertility benefits offer limited helpMore employers are starting to offer fertility benefits, often through a specialized fertility benefits manager like Kindbody, Carrot, Progyny or Maven. But while more companies are offering fertility benefits, many of these packages are limited when it comes to covering what's needed to build families with non-traditional methods. At Rivel's insistence, he asked his human resources department to look into including surrogacy benefits.
Persons: Alon Rivel, Alon Rivel Alon Rivel, Rivel, Betsy Campbell, Maven, Will Porteous, Doug, Walter ., Porteous, Progyny's, Pete Anevski, Tammy Sun, Taryn Branca, they'll, Anevski, it's, Resolve's Campbell, Hanna, Stephen Hanna, Bret Shuford, Maverick Organizations: International Foundation of Employee, Equality, Mercer, Maven, Beam Therapeutics, Child Welfare Locations: Arlington , Massachusetts, U.S, Wynnewood , Pennsylvania, West, Massachusetts
CNN —It’s only June, but scientists in the US are already thinking about flu season. As always at this time of year, they’re keeping a close eye on Australia, which saw an early start to its flu season. “We closely monitor what happens in countries throughout the Southern Hemisphere this time of year, just to see what’s happening during their flu season. If many people opt out of the flu vaccine, cases could rise. So while Reed and her colleagues will be watching Australia’s flu numbers and running their calculations, it’s still not totally clear what 2023’s flu season will bring for the US.
Persons: CNN — It’s, don’t, Care, It’s, , Carrie Reed, Reed, “ We’ve, Thomas McAndrew, , Taylor Swift, ” McAndrew, William Schaffner, Dr, Sanjay Gupta, , it’s, ” Reed Organizations: CNN, Australian Department of Health, US Centers for Disease Control, CDC, Department of Community, Population Health, Lehigh University . “, Vanderbilt University Medical Center, National Foundation for Infectious Diseases, CNN Health, World Health Organization, agency’s Department of Health, Care Locations: Australia, Southern, Chicago, agency’s
The last thing you need is to have what is most essential to you taken away or to ruin your credit. For starters, speak upThe most important thing you should do is let your creditors know you’re in a jam. Then think about your credit cards: These shouldn’t be your highest-priority bills to pay when you’re up against a wall. If you are late with a payment, call your credit card issuer to see if they can waive the late fee, Robertson said. The initial review is typically free, and beyond that someone using ongoing counseling services may pay $35 to $40 a month on average, McClary said.
Persons: you’ve, , Bruce McClary, McClary, you’re, Linda Robertson, ” Robertson, , Robertson Organizations: New, New York CNN, National Foundation, Credit Counseling, Energy Assistance, Housing Locations: New York
The apparent alteration of a mosque belonging to the Hui ethnic group in Najiaying village, Yunnan province comes amid a sweeping campaign unleashed by China’s leader Xi Jinping to “sinicize” religion. Ma Ju, a prominent Hui activist who now lives in the United States and has kept close contact with Najiaying residents, said about 30 people were arrested. Clashes broke out between police officers and Najiaying residents outside the mosque. In 2018, thousands of Hui residents in Ningxia, in the country’s northwest, staged a sit-in protest for three days to prevent authorities from demolishing a newly constructed mosque. “After they trampled on your dignity, they will suppress you step by step, and assimilate the Hui ethnic group completely into the Han, generation by generation.
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